Frequently Asked Questions

Q.	Do I have to put all of my accounts into the plan?
A.	No, but its best if you do for accelerated payoff.  Some small amounts on a credit card may not be necessary as long as they stay small.
Q.	What if I have multiple properties?
A	They can all be included if you are still paying a mortgage on them. In our   profile analysis you should also list those properties that have a $0.00 balance. The mortgage company will like to see that and it can affect the type of loan product the system may recommend.
Q.	Can I put my commercial building into the plan?
A.	Yes, any unpaid mortgage or interest bearing debt, including private loans.
Q.	Can anyone qualify for this program?
A.	Yes, assuming your credit scores meet the requirements for a mortgage if we should need to do a restructure of your current financing. However, we have plans available for even the worst of credit.
Q.	Can you really “Turn Debt Into Wealth” as you have said… hard to believe, but I’d love it?
A.	Definitely Yes!! Our motto is “Accelerate Your Financial Freedom” and our program literally has the ability to Turn Debt Into Wealth. Building long term security for families is our goal. A family must be out of debt before they can start building a retirement nest egg, so helping a family be free from debt is the first step.
Q.	At what point do I start building a retirement portfolio?
A.	Our System provides the necessary discipline for long term financial management. You are already used to allocating a portion of your income to your debt reduction. You will simply continue doing that under our plan until the debts are all gone. Then the system can re-allocate the amount you were paying on your debt into a retirement vehicle. We have many clients that are projecting as much as $500,000 toward their retirement.
Q.	Do you have to be a home owner to be in the program?
A.	The plan works best for home owners. However, we do have a plan that allows for non-home owners to qualify and put their existing debt such as credit cards, student loans or car loans into a plan.  In fact, any interest bearing debt can be included.
Q.	What is your interest rate?
A.	We are not a mortgage company.  However, if you need to have your mortgage restructured, our mortgage alliance partners will pre-qualify you and they will quote you a very competitive interest rate.
Q.	What does a profile analysis cost?
A.	There is no cost - $0.00
Q.	Will this program hurt my credit?
A.	No! We do not negotiate with the creditors like hardship programs do such as Credit Counseling or Debt Settlement. Your credit will actually be improved because payments are made on time with consistency and we never pay less than the minimum amount due. Your debt-to-income ratio will also improve which will greatly improve your credit score.
Q.	How do you achieve such amazing results?
A.	Our system takes the same money you're already spending and does a comprehensive audit of your current debts and payment schedules then recalculates those payments to your advantage rather than the lenders. We create a margin which is used to strategically pay down your principal much quicker and thus achieving the amazing results. It is the application of strategy with consistency that makes the big difference.
Q.	How much does this service cost?
A.	The cost is only a fraction of what we can actually save you. Generally there is no out-of-pocket expense and no increase in your current payments. Actually lowering your monthly payments is a possibility. A better question is "how much will it cost me to NOT do this program." We offer a FREE consultation to you and present a customized analysis with all the numbers to help you in making your decision.

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